INTRODUCING

The payment layer for
APIs and AI agents.

Identity, payment, and execution — combined into a single request. Let machines transact autonomously in USDC, settled on-chain, verified in milliseconds.

Autonomous Agents MCP Servers Data APIs LLM Gateways Autonomous Agents MCP Servers Data APIs LLM Gateways Autonomous Agents MCP Servers Data APIs LLM Gateways Autonomous Agents MCP Servers Data APIs LLM Gateways
How it works

Four steps from request
to settled.

Chex issues short-lived payment tokens that travel alongside any API call. Servers verify, redeem, and settle in USDC — no invoices, no intermediaries, no waiting.

01ONBOARD

Wallet is a request.

Sender and receiver onboard once. Chex provisions a USDC wallet on Base, instantly ready to transact.

02ISSUE

Mint an x-token.

The sender calls /v1/tokens with a price. Chex returns a signed x-token — a one-time payment credential.

03VERIFY

Pass it to the API.

The receiver server accepts the token, verifies it with Chex, and confirms funds — all in under 50ms.

04SETTLE

Credited on-chain.

Chex debits the sender and credits the receiver in USDC. The API delivers the task. Done.

Developer Experience

Two sides.
One protocol.

Add autonomous payments to any API in four lines of code. Whether you're the agent paying or the service receiving, integration is symmetric.

Sender / AI AgentChex Server
POST chexhq.com/create/token
// Header
x-private-key: "4fd2lts-3sqa123…"

// Body
{
  "cost": 0.01,
  "token": "usdc"
}
ServiceChex server
POST chexhq.com/credit/token
// Header
x-token: "4fd2lts-3sqa123…"

// Body
{
  "address": x10kiiw9032-3sqa123…,
  "blockchain": "solana"
}
Why Chex

The infrastructure
machines were missing.

01

Sub-second settlement

Verified, debited and credited in under 50 milliseconds on Base. No card rails, no float, no disputes window.

02

Native to USDC

Every Chex account is a smart-contract wallet pre-funded with USDC. Programmable, auditable, borderless by default.

03

One-shot tokens

x-tokens are single-use, scoped to a price, and expire in seconds. Safe to pass in headers, impossible to replay.

04

Agent identity

Every token carries a verified sender ID. Receivers get KYA-grade provenance on who paid, not just that they did.

05

Works with anything

REST, gRPC, MCP, webhooks, queues. If it can hold a header, it can charge for its work. No SDK required.

06

Micro-priced per call

Charge $0.0001 a request without a payment processor laughing. Finally viable economics for autonomous commerce.

41ms
Median Verify Time
$0.0001
Minimum Charge
100%
On-chain USDC
Agents Supported